Principal: Specialised Finance

Johannesburg, South AfricaFull-timeSeniorOn-sitePosted 30 Sept 2026

Job Overview

Nedbank Business and Commercial Banking Specialised Finance is hiring a Principal (Manage Self: Expert) to maximise sustainable revenue through originating and implementing profitable specialised debt financing across South African and international sectors. The role sits in a high-impact investment banking stream with exposure to complex, high-value transactions, senior internal and external stakeholders, and innovative financing structures that support responsible growth.

You will operate in a values-driven, highly regulated environment that prioritises transformation, continuous learning and professional excellence while contributing to Nedbank’s broader business strategy, cost discipline and process improvement.

Key Responsibilities

Originate specialised financing by scanning the market, networking, pitching ideas and building lasting external relationships through conferences, site visits and ongoing client contact. Structure, analyse, negotiate and execute transactions through the credit approval process—including rating, pricing, applications and constructive consultation—then manage deal implementation, legal matters and conditions precedent.

Ensure ongoing portfolio risk management via annual reviews, performance assessments, undertakings, client visits and engagement with Transaction and Credit teams. Maintain FICA, sanctions and environmental/regulatory compliance. Build strong internal stakeholder relationships under governance and controls; share knowledge and mentor teammates; contribute expert input to non-deal projects; and support Business Unit strategy, budgeting and continuous improvement of processes, models and systems.

Required Qualifications

Matric/NSC plus Advanced Diploma or National first degree essential. Preferred: CA(SA), CFA, or a Master’s in Commerce, Science, Law or another relevant discipline. Typically 8–12 years’ relevant sector/industry experience originating, structuring and executing complex specialised-finance transactions in a fast-paced, regulated environment, with deep credit, risk and financial-analysis capability and a commercially astute, solutions-driven approach.

Skills & Requirements

Specialised debt financingCredit analysis and structuringDeal originationFinancial modellingStakeholder managementRisk managementNegotiationInvestment bankingRegulatory compliance (FICA)Presentation and pitchingDeal origination and pitchingCredit analysis, rating and pricingTransaction structuring and negotiationConditions precedent / deal implementationPortfolio and ongoing risk managementRegulatory compliance (FICA / sanctions)Internal and external stakeholder managementInvestment banking presentation skillsBudgeting and cost disciplineKnowledge sharing and mentoring